The CM Punjab Health Card (also known as Sehat Sahulat Card or Qaumi Sehat Card) is a revolutionary healthcare initiative launched by the Government of Punjab under the leadership of the Chief Minister. It provides free medical treatment up to PKR 1 million per family per year at both public and private hospitals across Punjab.
This scheme is a game-changer for poor and middle-class families, allowing them access to quality healthcare services without any cost, including surgeries, hospital admissions, dialysis, cancer treatment, maternity care, and more.
Table of Contents
What is the CM Punjab Health Card?
The CM Punjab Health Card is part of Pakistan’s Universal Health Coverage (UHC) program. It allows every eligible family in Punjab to receive free healthcare services from designated panel hospitals. The program is managed by the Punjab Health Initiative Management Company (PHIMC) in collaboration with State Life Insurance Corporation.
Each family gets an annual limit of Rs. 1,000,000 on health services, which resets every year.
Objectives of the Health Card Scheme
The purpose of this card is to:
- Provide free and dignified healthcare access to all citizens
- Reduce the burden of medical expenses on poor and middle-income families
- Ensure universal health coverage (UHC) across Punjab
- Encourage public-private partnership in the health sector
- Enable quick access to emergency and specialized treatments
Eligibility Criteria
Most citizens of Punjab are already included in the program based on their NADRA CNIC and family registration data.
Who is Eligible?
- All residents of Punjab
- Must have a valid CNIC or B-Form (for children)
- Registered in the NADRA family tree
- Must check eligibility using CNIC via SMS
How to Check Eligibility for Sehat Card?
Checking your eligibility is very simple:
SMS Method:
- Type your CNIC number (without dashes)
- Send it to 8500
- You’ll receive a reply stating your eligibility and family status
How to Use the Health Card?
Using the card is extremely easy and paperless.
- Go to any panel hospital (public or private)
- Take your original CNIC or B-Form (for children)
- Visit the dedicated Sehat Sahulat desk inside the hospital
- The staff will verify your eligibility using your CNIC
- Once verified, you can receive free treatment or surgery
List of Treatments Covered Under Sehat Card
The CM Punjab Health Card covers hundreds of medical procedures and diseases, including:
Inpatient & Emergency Services:
- Emergency care
- Accidents
- Trauma
Major Diseases:
- Heart surgeries (bypass, angioplasty)
- Kidney diseases (including dialysis)
- Liver diseases
- Cancer treatments (chemotherapy, radiotherapy, surgeries)
- Hepatitis B & C treatment
- Neurology disorders
- Diabetes complications
Mother & Child:
- C-section delivery
- Normal delivery
- Pregnancy complications
- Neonatal care
Others:
- Orthopedic surgeries
- Hernia operations
- Eye surgeries
- ENT treatments
- Burn surgeries
- ICU/CCU care
Panel Hospitals Under Health Card
There are over 800+ government and private hospitals where the health card can be used.
Top Hospitals on the Panel:
- Shaukat Khanum Hospital
- Indus Hospital
- Punjab Institute of Cardiology (PIC)
- Jinnah Hospital, Lahore
- Services Hospital, Lahore
- Allied Hospital, Faisalabad
- Nishtar Hospital, Multan
- Private hospitals like Hameed Latif, Akram Medical Complex, and more
To see the full list, visit: https://phimc.punjab.gov.pk
What is the Limit on the Sehat Card?
Each family receives a limit of Rs. 1 million per year.
| Category | Annual Limit |
|---|---|
| General Treatment | PKR 400,000 |
| Specialized Care (Cancer, Heart, etc.) | PKR 600,000 |
| Total | PKR 1,000,000 per family |
If required, additional support up to PKR 300,000 can be approved in special cases.
Documents Required at Hospital
- Original CNIC (for adults)
- B-Form (for children)
- NADRA Family Registration Certificate (optional)
Special Benefits of CM Punjab Health Card
- Entirely cashless medical treatment
- Coverage for pre-existing conditions
- Available at both public and private hospitals
- Supports the poor, disabled, and elderly
- No need to bring paper card – CNIC is enough
- Covers follow-up and post-operative care
How to Get a New Health Card?
In most cases, you do not need a physical card anymore. Your CNIC is your health card.
However, if you need a printed card for reference:
- Visit your nearest Sehat Sahulat Desk
- Or contact PHIMC or State Life Insurance
Sehat Card App
You can also download the Sehat Card App for:
- Hospital list
- Procedure tracking
- Remaining balance check
- Eligibility verification
Available on Google Play Store
📞 Helpline & Contact Info
- Sehat Sahulat Program Helpline: 0800-09009
- Punjab Health Initiative: 042-99332647
- Email: info@phimc.punjab.gov.pk
Frequently Asked Questions (FAQs)
❓ Is treatment really 100% free?
Yes. All treatments under this scheme are completely free of cost at approved hospitals.
❓ Can I use the card in another city?
Yes. The card is valid all across Punjab at registered hospitals.
❓ What if I need treatment again within the same year?
You can continue using the card until the PKR 1 million limit is reached.
❓ Are tests and medicines included?
Yes. Hospitalization, tests, surgeries, and medicines are all covered.
Final Words
The CM Punjab Health Card 2025 is one of the most ambitious and beneficial welfare programs in Pakistan’s history. It ensures that no citizen is denied treatment due to poverty. With free surgeries, cancer care, and emergency services, millions of families can now live with dignity and better health.
If you or your family members are eligible, don’t wait. Check your status via SMS to 8500 and visit the nearest hospital for free treatment today.